Commercial Banks

First National is a full-service financial institution equipped to meet all of customers business and personal banking needs. Its commitment to understanding the unique situations of customers and developing meaningful relationships has been a cornerstone upon which countless business and individual successes have been built. Today, it has customers in Minneapolis, Saint Paul and throughout Minnesota.

First National Bank of Oneida is dedicated to building partnerships and supporting progress since 1904. Blessed throughout the years with insightful visionaries and leaders with strong and sound philosophies, First National Bank is not only the oldest bank but also the only locally owned bank in Scott County and has been the leading force in the economic and educational growth in the areas.

First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa - Northfield, The First National Bank of Ottawa - Plaza, The First National Bank of Ottawa - South, Morris National Bank & Trust - Morris, Streator National Bank, and Yorkville National Bank & Trust - Yorkville. American Commercial Bank and Trust and First Ottawa Financial Services are divisions of The First National Bank of Ottawa.

As of November 9th, First National Bank of Paducah and First Community Bank (Granbury and Stephenville branches) began operations as Wellington State Bank. Wellington State Bank has proudly served the communities for over 100 years. Currently there are 14 branches in Texas including Bowie, Canadian, Canyon, Childress, Dalhart, Granbury, Littlefield, Lubbock, Memphis, Olton, Paducah, Stephenville, Wellington, and Wheeler.

When First National Bank was founded 100 years ago, it was established as an independent community bank to support area residents and businesses. In the years since the bank has grown in services and the number of branches but commitment to the mission remains the same. First National Bank's team members strive to consistently deliver superior quality service to its customers while providing a reasonable return for shareholders. First National Bank is directed by its slogan, "You. First. Always."​

Forward Bank's mission is to know and care about its customers while providing flexible forward-thinking financial services. As a customer-owned, independent community bank, it provides financial security, opportunity and growth for individuals, organizations and businesses. Forward Bank serves the communities of Colby, Greenwood, Marshfield, Medford, Park Falls, Phillips, Stanley, Thorp and Withee by matching personal and business checking and savings accounts; consumer, mortgage, commercial and Ag loans; and investment and insurance services to the needs of the clients.

Nestled in the shadow of Peters Mountain, The First National Bank of Peterstown provides, a steady, conservative, locally owned and operated banking facility for the community and surrounding areas. With over 100 years of operation, the Bank continues to provide leadership in the community. The Bank is known as a strong contributor to the local area and meets the business, education, agricultural, and lending needs of the community.

The First National Bank of Raymond has five locations. Since the founding in 1903, the First National Bank of Raymond has dedicated itself to customers and communities, serving Raymond, Girard, Virden, Pawnee and Morrisonville, and their surrounding areas. The bank continues to be a major financial institution in its market area with a strong focus on agriculture. It’s grown to approximately $150 million, and considered to be well capitalized by its regulators.

First National Bank of River Falls is locally owned and operated while proudly serving the Pierce and St. Croix County area. The bank generously supports local causes, organizations, and non-profits. In addition to banking local, the bank's customers have more convenient, easy to use options for banking anytime, from anywhere. Bank while “on the go” with its Online Banking and Mobile Banking products.

The First National Bank of Russell Springs is a full service bank. Located in Russell Springs, First National Bank is proud to be a small community bank devoted to providing quality service to its customers. The directors and employees reside locally in the Lake Cumberland Area, where they take an active role and great pride within community.