In 1996, a group of local business people gathered to discuss the formation of a new bank for the Bolivar, Missouri area. They had a vision of a home-owned bank that would offer the personalized service and attention not found in the out-of-town banks. And for 16 years now - from the opening, to a total of six full-service banking centers in four communities - that vision has defined the path that Bank of Bolivar / BOB Community Financial has taken.