BayernLB is the Bavarian bank for the German economy. It is one of the leading commercial banks for large and Mittelstand customers in Germany and a strong, regionally focused corporate and real estate lender. As a member of the Sparkassen Finanzgruppe, BayernLB is a close partner of the savings banks in Bavaria, providing them with a wide range of products while also acting as central bank for the Association. Retail customers are served chiefly via BayernLB's Deutsche Kreditbank AG (DKB) subsidiary.