Clay County Savings Bank

Clay County Savings Bank was founded in March 1922 and operated under the name Clay County Building and Loan Association until February 1967, at which time the Bank was renamed Clay County Savings and Loan Association. Originally a state-chartered savings and loan association, the Bank converted to a federally-chartered savings and loan association in 1995. The Bank is a wholly owned subsidiary of CCSB Financial Corp. (the “Company”), a Delaware corporation, which was incorporated in September 2002.