The Cornerstone Bank story began in 1912, when Bank of Eureka Springs was chartered. The bank has survived several panics, the Great Depression, and two World Wars. In 2008, Bank of Eureka Springs officially changed its name to Cornerstone Bank. The new name allows for greater expansion capability, and greater cohesion for differing markets. In 2009, the Bank opened a branch in Berryville and in 2015 an additional branch was opened in Huntsville. Both locations are state-of-the art full-service facilities.