Interestingly, the foundation of First Central Bank was formed in the early 1900s with three separate banks in Furnas County. In 1998, First Central Bank McCook was chartered, and in 2006, a Loan Production Office was established in Curtis. The Curtis location became a full-service branch in 2017. These two bank charters are locally owned by Central Bancshares, Inc. The shareholders of Central Bancshares, Inc., consist of local farmers, ranchers, and several business owners.