First Community Bank

First Community Bank Celebrates Over 100 Years of Community Banking. A Proud Tradition of Local Family Management that Spans Five Generations. The story of First Community Bank starts with an Irish immigrant named William J. Clarke. Clarke left his native land in 1872 to seek his fortune in Canada. In 1876, he moved to Harbor Springs, at that time a thriving lumber town. In 1896, Mr. W. J. Clarke built the three story brick building which has served as the Bank's Harbor Springs main location since it was founded.