Heartland Bank and Trust Company is a community bank whose roots are right here in the heartland with the Drake family. The Drakes, who came to Central Illinois in 1852, have been in banking for nearly 100 years. With the third generation of the family taking an active role in the banking business, bank continues this tradition. Fast, efficient service is important. For example, when you need a personal or business loan, you'll avoid going through several layers of management.