HORIZON FINANCIAL BANK is a banking company based out of 416 MAIN ST, Munich, North Dakota, United States. Horizon Financial Bank (Munich, ND) opened its doors in January 1905, as the First National Bank with Usher L. Burdick as the cashier and lender. Community involvement has always been a priority for the bank. Contributing funds to help support youth activities, employee-funded scholarships, educational programs and various other community events through the years have proven to be a benefit for the communities served.