The Royal Bank of Scotland Group plc (RBS or RBS Group) is an international banking and financial services company. It provides a full range of products and services to personal, commercial, corporate and institutional customers through two primary subsidiaries: The Royal Bank of Scotland plc and National Westminster Bank (NatWest) as well as through a number of brands including Ulster Bank, Coutts & Co, Drummonds, Child & Co, Adam & Co, Isle of Man Bank, Lombard, Holt's (the bank of the British Armed Forces) and RBS International (offshore bank). With about 75,000 employees (FTE), the Group serves more than 24 million customers worldwide. In 2008, the UK Government became the majority shareholder of the Group taking a 58% stake in RBS ordinary shares. In 2015, the Government began the process of selling shares back to the private sector, reducing its ownership of ordinary shares from 61% to 52%. In March 2015, Royal Bank of Scotland sold Coutts International to Union Bancaire Privée (UBP), the family-owned Swiss private bank. RBS Group will keep Coutts' UK arm, which has the British royal family among its customers. In October 2015, RBS sold its final 21% stake in Citizens Financial Group. As of March 31, 2017, RBS Group had total assets of £783.3 billion, loans and advances to customers of £326.7 billion and customer deposits of £351.5 billion.