Chartered in 1963 and headquartered in historic downtown Elizabethton, Tennessee, Security Federal Bank is a federally chartered stock savings bank, operating two traditional locations that attract deposit accounts from the general public. Primarily, the bank uses those deposits and other funds to originate and invest in loans secured by single-family residential real estate. Security Federal Bank has evolved into a full service bank offering a complete line of financial services including home mortgages, commercial, automobile and personal loans.