Based in Bluffton, Ohio, Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, the staff works closely with the customers to develop individualized financing plans and a variety of treasury management services, including merchant capture, online and mobile business banking and credit card services.