The United Community Bank is a progressive and growing state-chartered bank serving Dickinson, Clay, O'Brien and Osceola counties from its five locations in Milford, Okoboji, Hartley, Ocheyedan and Lake Park, Iowa. The Bank was formed on January 1, 1998, by combining the Dickinson County Savings Bank of Milford and Okoboji with the United Community Bank of Hartley and Ocheyedan. The United Community Bank is now in excess of $210 million in assets and $181 million in loans.