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First Citizens is a banking subsidiary of First Citizens BancShares, Inc., a $39 billion financial holding company. In 1898, First Citizens began as the Bank of Smithfield. From a single office, First Citizens has grown to more than 500 branches. It is today a full-service banking institution and the country’s largest family-controlled bank. First Citizens offers a complete line of financial services, including personal banking, business banking, wealth management, investment services, insurance services and more.