Commercial Banks

Farmers State Bank was established in 1921 and proudly celebrates over 90 years of service to the north Iowa area. Bank has 8 banking locations in seven north Iowa communities; Grafton, Joice, Ventura, Northwood, St. Ansgar, Mason City and Clear Lake. Banks staff is conveniently positioned to meet all your banking needs in any of banking centers.

On December 3, 1908, the Farmers State Bank of Aliceville opened its doors for business to serve Aliceville and the surrounding communities. The bank is the only bank in Coffey County Kansas to not close or merge with another bank during the Great Depression Era. In July of 1998, the bank added a branch location in Burlington, Kansas and in July of 2009, the bank added another branch location in Lebo, Kansas. For over 50 years, the Farmers State Bank of Aliceville has been family-owned and operated.

Farmers State Bank of Calhan is family owned and customer focused community bank, serving Eastern Colorado for over 100 years! Personalized customer service, local decision making and faithful dedication to its communities sets the bank apart from other financial institutions.

Farmers State Bank of Danforth is a well-capitalized, secure local bank with full-service locations in Bourbonnais, downtown Kankakee, and west Kankakee, as well as a convenient drive-up branch in Briarcliff Shell/Bourbonnais. Bank’s committed to bringing you an extensive range of financial products and the responsive service you need, both for your personal accounts and your business.

Over 100 years of Growing Locally! The Skophammer family became involved with the Farmers State Bank of Hartland in 1929, when Joseph Skophammer first became an employee. Over the decades, the Skophammer family eventually acquired all the bank stock. Bank’s grown to more than $90 million in assets by 2012, the year of the bank’s 100th anniversary.

Farmers State Bank of Hoffman (Hoffman, MN) is a banking company based out of Main Ave W, Hoffman, Minnesota, United States. Farmers State Bank has been a presence in the Hoffman Community since it was chartered in 1911. Farmers State Bank remains a locally owned and operated financial institution. Kevin Hammer has been President of Farmers State Bank since 1998, building relationships with the local community and giving customers the personal service they deserve.

Farmers State Bank was founded in 1922 by about 50 area farmers and small business owners to meet the banking needs of a rural but fast growing community. In 1977, the office was relocated to a newly constructed building next to the original location. In 1990 the first branch location was added in Stockbridge, and in 1995 the Grass Lake office opened for business. In addition to the 3 locations in Mid-Michigan, the bank offers a full line of services online and via mobile Apps.

The Farmers State Bank of Monterey was incorporated by a group of local farmers and businessmen, led by F.S. Schwalen of Triumph, MN. F.S Schwalen was the majority stockholder. With loyal community support, the bank has continued to grow and offer additional services. Total holdings of the bank on December 31, 2018, were $58,656,704 with loans to the community of $29,411,910.

Farmers State Bank of Underwood is a commercial bank firm based in Underwood, United States. Farmers State Bank of Underwood provides multi-family office Bank Account services for high-net-worth families, foundations and endowments, and institutions.

Known as Farmers State Bank from 1930-2018, with offices in West Concord and Dennison, Heritage Bank is excited for the opportunity to also serve the Northfield community in its new facility which opened in December 2019. Farmers State Bank of West Concord is locally owned and managed. Heritage really is community banking at its best.