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SmartBank emerged in January 2006, when long-time executive bankers Bill Carroll and Billy Carroll decided to start the process of organizing a bank with the image, values and service level that would become incomparable to any other bank in the market. SmartBank opened its first office in January 2007 in Pigeon Forge, Tennessee. Today, SmartBank has 29 branches and three loan production offices spanning Tennessee, Alabama and the Florida Panhandle.
The Directors, Officers, and Staff of Tennessee State Bank are jointly committed to meeting the needs and requirements of the customers and communities served. The bank recognizes that the service rendered is only as good as the customer perceives; therefore, the bank's mission statement is directed toward these objectives.
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