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BankCherokee is an independent, family-owned bank. It is able to respond to the unique needs of the communities it serves with a high level of service and personal attention. BankCherokee is proud to be values driven, relationship focused, family oriented, and community engaged. Heidi Gesell marks the third generation of her family to lead BankCherokee and serves as the bank’s president and CEO.

The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank. Mission is to provide superior financial service with honesty, professionalism and confidentiality, while promoting economic growth and stability in the communities they serve.